Government subsidized healthcare may not be able to cover all expenses that families accumulate when they are taking care of a child with complex healthcare needs. There are ways to appeal for more funds and outside funding resources that are available.
Health Savings Account (HSA)
A type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, copayments, coinsurance, and some other expenses, you may be able to lower your overall health care costs. HSA funds generally may not be used to pay premiums. For 2020, if you have an HDHP, you can contribute up to $3,550 for self-only coverage and up to $7,100 for family coverage into an HSA. HSA funds roll over year to year if you don’t spend them. An HSA may earn interest or other earnings, which are not taxable.
Health Savings Account at HealthCare.Gov
Provides specialized care for children with various special health care needs, regardless of the families’ ability to pay. You may ask for assistance with your bill at any time during your hospital stay or, throughout the billing process. For more information, contact your nearest Shriners’ Hospital.
Telecommunication Equipment Distribution (TED) Program
The Office of the Deaf and Hard of Hearing (ODHH) operates a Telecommunication Equipment Distribution (TED) program. The TED Program supplies specialized telecommunication equipment to people who have a hearing loss or speech disability so that they can use the telephone independently. Washington State residents ages 4 and up who are deaf, hard of hearing, late-deafened, deaf-blind or speech disabled are eligible to apply to receive free or low-cost telecommunication equipment.
Application for Telecommunication Equipment
Office of the Deaf and Hard of Hearing
Reduced Cost Services Guide
A booklet of products and services available in or near Washington state that are offered at reduced cost for people meeting certain income levels.
Go Fund Me
Go Fund Me can be used for many different financial needs, including paying for your medical needs. All you have to do is create an account and set up a campaign. Here is the link to the step by step process of setting up a Go Fund Me.
Creating GoFundMe from start to finish
Financial planning information from the Pacer Center, focusing on how to change a budget and review the options when a child is diagnosed with a disability.
Denial of coverage Resources
The Office of the Developmental Disabilities Ombuds (DD Ombuds) is a private, independent office focused on improving the lives of persons with developmental disabilities in Washington State.
Washington State Office of the Insurance Commissioner has resources if insurance is denied, if you wish to make a complaint, or have an insurance problem.
Washington State Office of Labor and Industries has information on worker’s compensation, sick leave, and worker’s rights.